For some the answer to the question of how to pay for fertility treatment is easy enough: health insurance or savings. For others it is much more complicated. Their insurance doesn’t cover fertility treatment. They are still paying off student loans. They aren’t in high paying jobs. How do these folks afford IVF?
People often find themselves between a rock and a hard place. The logical solution to not being able to afford something is to wait until you can. That’s the American way, right? However, waiting isn’t always the best choice when trying to get pregnant because every year that goes by means you are less fertile. Every year that goes by potentially increases the cost of IVF and reduces the odds of success.
We posed this question on the Creating a Family Facebook page and Twitter followers: How did you get the money for infertility treatment. The answers came back quick.
- Cleaned out IRA 401k. Went up to our ears in credit card debt. Did yard sales. You name it. Never got pregnant. The debt was awful . Was like buying a house and then going to move in and its burned to the ground . It took 6 yrs to pay if off, with both of us working two full time jobs.